Fall weather can create new hazards around homes and businesses, from wet leaves and slippery walkways to ladders, poor lighting, and early frost. Learn practical ways to reduce seasonal risks and prepare your property for the changing conditions ahead.
October is Fire Prevention Month, making it a good time to look around your home for potential fire hazards. Simple steps involving smoke alarms, cooking, heating equipment, electrical systems, and everyday habits can help reduce the risk of a house fire.
As summer winds down, a little preventative maintenance can help prepare your home for the changing seasons. This end-of-summer checklist covers exterior upkeep, heating systems, plumbing, safety equipment, and other areas homeowners should review before cooler weather arrives in Illinois.
A power outage can interrupt operations, affect equipment, and create unexpected expenses for businesses in Illinois. Taking a few precautions before the lights go out can help reduce disruptions and make it easier to keep employees, customers, and property safe.
Adding a detached garage, shed, or workshop can change more than your property's usable space. Learn about insurance considerations involving the structure itself, what you store inside, liability risks, business use, and when it may be time to review your homeowners insurance.
September is National Preparedness Month, making it a good time to think about how prepared you would be for an unexpected emergency. A few simple steps can help your household respond to severe weather, fires, power outages, evacuations, and other disruptions.
Back-to-school season means busier roads, crowded school zones, and new challenges for teen drivers. Review practical driving safety reminders and insurance considerations that can help families prepare young drivers for the school year.
A lower insurance premium can be appealing, but price does not tell the entire story. Understanding deductibles, limits, exclusions, valuations, and other policy differences can help you make a more informed insurance decision.